How it works?

REGULATOR
(The Government)

_________
Cooperative Commission of Malaysia  (CCM)


CF-COOP INVESTMENT COMMITTEE
(The Syura)

_______
CCM

 

_______
Anchor COOP

 

_______
Duhaloka PLT

 


THE CROWDFUNDERS
(The crowd)

_________
Cowdfunders
(COOP members)
_________
Duhaloka
_________
Crowdfunders
(outside COOP members)
(or coop itself)

 

IMPLEMENTOR
(The Engine)

________
Developer
__________
Operator
_________
Others

 

How to join?

The Investment Structure

CF-COOP INVESTMENT COMMITTEE
(The Syura)

_____
Anchor COOP

– Enter into the Musharakah Agreement
with project owner
_____
Duhaloka Platform

– Publish all the project campaign
at duhaloka.com

 

CROWDFUNDERS
(The Crowd)

_____
Crowdfunders

– Enter into Wakalah Agreement
with Duhaloka PLT
– Transfer fund to Special Account
________
Duhaloka PLT

– Accepting Wakalah Agreement
as Crowdfunders representative

 

 

CF -COOP INVESTMENT COMMITTEE
(The Syura)

_______
The Crowdfunding Anchor Committee

(1)  Pay developer partially
base on works in progress
(2)  Once the units / assets being sold
the profit will be distributed accordingly
_________Developer

(1)  Once the houses completed,
the units / assets will be sold

 

Revenue Streams

” Revenues comes from the selling of the units / property “

CF-COOP INVESTMENT COMMITTEE
(The Syura)

_____
KPKB

(1) Service charge
(2)  Profit Sharing if any
_____
The Platform

(1) Service charge
(2) Profit Sharing if any

 

 CROWDFUNDERS
(The Crowd)

_____
The Crowd

(1)  Return on investments
(2)  Profit Sharing if any
_______
Duhaloka PLT

(1)  Return on investments
(2)  Profit Sharing if any